Do you Lay Away at night (oops we mean lie awake at night) thinking about the coins you want but don't think you can afford? Well, now you can take advantage of our new Take Your Time Plan!
Order the coins you like - Put down a small deposit - Pay as little or as much as you like per month - Take as long as you want to pay the balance - Cancel with a full refund anytime up until it's paid then our normal policies take affect - For more information you will find the answers to many questions in the Q&A section below!
Q: What is different about this Layaway?
A: It's not a layaway! It is very similar but because we don't set aside a particular item we can be more flexible.
Q: Why don't you offer a typical Layaway?
A: Layaways can be an excellent tool for buyers and sellers but we have found for our type of business they create inventory and storage problems. They also require extra paperwork and customer service in regards to collecting payments.
Q: You said your "Take Your Time Plan" is more flexible. How so?
A: Most layaways require a 20-25% down payment and need to be paid in 60 or 90 days. Our plan asks for only 10% down and you can take as long as you need to pay it off.
Q: If I cancel my No layaway layaway order before it is paid, is there a charge?
Q: If I cancel my No layaway layaway order after it is paid, is there a charge?
A: The only time Mintproducts charges a cancellation fee is when you cancel certain bullion coins more than one day after payment is received.
Q: When I make my final payment, what if the price has gone down on the item(s) I ordered?
A: You will pay the lower price.
Q: What happens if the price has increased?
A: You will be charged the new price. In a typical month only about 2-3% of the items we sell have a price change and these are mostly bullion related products.
Q: If my items are not layed away for me, how long will it take to ship my order once it is paid ?
A: Once your order has been paid it will be processed like our other orders. It will usually ship in just a couple of days.
Q: Can I use your No Layaway layaway "Take Your Time Plan" to buy any products on your site?
A: About 99% - If we think an item might not be available down the road our No Layaway layaway can't be used. Your satisfaction is our goal!
Q: What happens if an item I have on layway becomes unavailable?
A: This is highly unlikely, but if it does happen you will be given the choice of ordering a different item or a full refund.
Q: Do I have to make monthly payments?
A: We do ask that you make regular payments. However, you set the amount.
Q: Can I have you take my payments on a certain day each month?
A: Yes. Just tell us when and how much!
Q: Do I have a return privilege?
Q: How can I pay for my No Layaway layaway?
A: Yes. Many typical layaways do not allow for returns, but with our plan you have a 10 day return period (except on certain bullion coins) just like any other order.
A: We accept MC/Visa, Discover, Diners Club, and all types of checks. We also accept bank wires in certain cases.
Q: Why a No Layaway layaway?
Q: Can I place my No Layaway layaway order on your website?
A: We feel the No Layaway layaway "Take Your Time Plan" will allow our customers to acquire coins for their collection without paying interest and fees they might have to incur if they cannot pay for their purchase up front.
A: No. Our website currently charges you for your entire order when you place it online.
We will be happy to take your order over the phone or fax. Our toll free number is 1-866-665-6468 and our fax number is 603-622-8257.
Q: Is there a minimum order?
A: Yes. For book keeping purposes we ask your No Layaway order be a minimum of $50.00.
Q: Can I use your plan for special orders?
A: The "Take Your Time" plan can only be used for items that are for sale on our website.
Any more questions? Call us at 1-866-665-6468 or email us at email@example.com.